← Back to calculatorCompare all Amex cards →
Platinum Travel
60,000+ pts/year
MRCC
35,000+ pts/year
Gold Charge
20,000+ pts/year
MRCC: Earn 35,000+ Points Annually
Step 1: Getting Started

Ready to start earning? Get 2,000 bonus points using our referral link:

Apply for MRCC
  • • Joining fee: ₹1,000 + GST
  • • Welcome bonus: 4,000 points on ₹15,000 spend
  • • Referral bonus: 2,000 additional points
  • • Annual renewal fee: ₹4,500 + GST (100% waiver on ₹1.5L spend)
Step 2: Monthly Strategy

Monthly targets for maximum rewards:

  • • Make 4 transactions of ₹1,500+ each: 1,000 bonus points
  • • Spend total ₹20,000: Additional 1,000 bonus points
  • • Base points on ₹20,000 spend: 400 points
  • Monthly total: 2,400 points (2,000 bonus + 400 base)
Step 3: Annual Benefits

Over the course of a year:

  • • Monthly rewards: 28,800 points (2,400 × 12)
  • • Welcome & Referral bonus: 6,000 points (4,000 + 2,000)
  • Redemption Options:
  • - Convert to ₹8,000 Amazon vouchers (24,000 points)
  • - Or book hotel stays worth ₹12,000-15,000