Gold Charge: Earn 20,000+ Points Annually
- • Joining fee: ₹1,000 + GST
- • Welcome bonus: 4,000 points on ₹10,000 spend
- • Referral bonus: 2,000 additional points
- • Annual renewal fee: ₹4,500 + GST (Non-waivable)
Monthly targets for maximum rewards:
- • Make 6 transactions of ₹1,000 each: 1,000 bonus points
- • Base points on ₹6,000 spend: 120 points
- Monthly total: 1,120 points (1,000 bonus + 120 base)
- Pro tip: Buy six ₹1,000 Amazon vouchers monthly via gyftr.com
Over the course of a year:
- • Monthly rewards: 13,440 points (1,120 × 12)
- • Welcome & Referral bonus: 6,000 points (4,000 + 2,000)
- Redemption Options:
- - Convert to ₹6,000 Amazon vouchers (18,000 points)
- - Or book hotel stays worth ₹8,000-10,000
Value Overview
- • Initial cost: ₹1,000 + GST
- • Potential value: ₹10,000-13,000 through:
- - Amazon vouchers
- - Hotel stays
- - 5x rewards on multiplier spends
- Perfect for small spenders with multiple transactions, earning 10-13% returns on optimal usage!